Terms and Accessibility
The ground rules for using this website, and our commitment to making it usable for everyone.
Effective September 2026
General information only
This website gives general information about insurance and annuity products. It is not tax, legal, or investment advice, and nothing here is a recommendation to buy a specific product. Talk with a licensed agent about your own situation before making a decision.
No coverage through this website
Sending a form does not create an insurance policy, a binder, or any coverage. Quotes are estimates and can change. Coverage begins only after the insurance company approves your application, issues a policy, and receives the first premium. All policy terms are set by the policy itself.
Where we do business
We offer insurance only in states where we hold the required licenses. This site is not an offer or solicitation in any other state. Products, features, and availability vary by state and insurance company.
Guarantees
Any guarantees described are backed by the claims-paying ability of the issuing insurance company, not by Bayshore Coverage Group. Insurance and annuity products are not bank deposits and are not FDIC insured.
Your use of the site
Use this site lawfully and do not submit information about another person without their permission. The content and design of this site belong to Bayshore Coverage Group LLC and may not be copied for commercial use without permission.
Limits on liability
We work to keep this site accurate and available but provide it as is, without warranties. To the extent the law allows, Bayshore Coverage Group LLC is not liable for losses that come from relying on general information on this site. These terms are governed by the laws of the State of Florida.
Accessibility
We want everyone to be able to use this website. It is built to support keyboard navigation, screen readers, reduced-motion settings, and readable color contrast, and the animation at the top of each page can be paused. If you have trouble using any part of the site, email and we will help you directly and work on a fix.