Four ways to protect your family and what you have built
Nobody needs all four. We will help you figure out which fits and which you can skip.
Mortgage Protection
Mortgage protection is a policy sized to your home loan. If something happens to you, the benefit goes to your family so the mortgage can be paid off and they can keep the house. Many plans offer optional riders for serious illness or disability. Contact us to learn more.
Final Expense
Final expense is a smaller whole life policy built to cover funeral costs and the bills left behind, so your family is not paying out of pocket. As long as premiums are paid, the price stays locked and the coverage does not expire. The benefit is paid directly to the person you choose. Contact us to learn more.
Indexed Universal Life
Indexed universal life is permanent coverage with cash value that can grow based on a market index, with a floor that protects it from market losses. Growth is subject to limits set by the carrier, and policy charges apply. You can adjust your premiums over time and access the cash value while you are living, which reduces the death benefit. Contact us to learn more.
Fixed Indexed Annuities
A fixed indexed annuity grows retirement savings without putting your principal at risk in the market. Interest is credited based on an index, up to limits set in the contract, and the balance can be turned into lifetime income. Guarantees are backed by the issuing insurance company, and early withdrawals may carry surrender charges. Contact us to learn more.
A short call or the quote form. Your age, your health in broad strokes, who you want to protect, and what you can comfortably pay each month.
See your options side by side
We lay out the policies that fit, what each one costs, and what it does and does not cover. No pressure to decide on the spot.
Apply with our help
We fill out the application with you and stay on it until the carrier makes a decision.
Sell life insurance with Bayshore
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